Long Term Care Insurance, Don't Let Care Costs Drain Your Retirement
A few years of care can wipe out a lifetime of savings. LTC insurance covers in-home care, assisted living, and nursing homes, so you protect what you've built.
Get a Long Term Care QuoteThe Real Cost of Care
The average nursing home costs over $100,000 a year nationwide
In-home care and assisted living run into the tens of thousands a year too. And care costs keep rising faster than general inflation, every single year.
What Is Long Term Care Insurance?
Long term care insurance pays a daily or monthly benefit toward the cost of care when you need help with everyday activities like bathing, dressing, or eating. It covers care in your home, in an assisted living facility, or in a nursing home, and it protects your savings and your family from being drained by the cost of long-term care.
In-Home Care
Care comes to you. Coverage can pay for a home health aide, helping you stay in the home you love while getting the daily help you need.
Assisted Living
Covers a private apartment with help available for meals, medication, and daily tasks. A middle ground between independence and full nursing care.
Nursing Home Care
The highest-cost option, for round-the-clock skilled nursing. This is where uncovered care can drain a retirement fund the fastest.
Protects Your Family Too
Without coverage, care often falls to family members, financially and physically. LTC insurance preserves your savings and spares your family the burden.
Cost Example
LTC coverage for a healthy 55-year-old typically runs around $150-$250/month
Premiums are heavily age-based. The younger and healthier you are when you buy, the lower your locked-in rate and the more likely you are to be approved.
Who Should Consider LTC Insurance?
- •People 50-65 who want to protect retirement savings
- •Those who don't want to burden their family with caregiving
- •Retirees who want to keep their assets and legacy intact
- •Anyone who has seen the real cost of care up close
Wondering if you can afford care? We'll run the numbers with you.
Protect Your Savings, Protect Your Legacy
Compare LTC coverage from top carriers and see how affordable it can be when you plan ahead.
Get My Long Term Care Quote